# Mobile homes near Albuquerque, NM > Local inventory and affordability guide from Mobile Homey. [View city hub](https://www.mobilehomey.com/nm/albuquerque/) Snapshot: sha256:4f53cda18c2baa0c0354bb5f9a3ecbe5ed12ab4d8e11ba873c2f11161202b945 Published: 2026-10-04T12:00:00+00:00 Inventory checked: No verified inventory ## About this market Albuquerque, New Mexico sits at the center of the state’s biggest housing market, which makes mobile home affordability more than a side conversation — it is a real shopping strategy. The city’s 2024 Census estimate is 560326 residents, with a median household income of 68317, a median owner-occupied home value of 291500, and median gross rent of 1145. Those numbers give buyers a useful starting point, but they do not tell the whole story. A manufactured home budget can change fast once you add land, lot rent, utilities, delivery, setup, taxes, insurance, and financing terms. That is where a mobile home affordability calculator for Albuquerque helps: it turns “Can I afford this?” into a clearer monthly-payment range before you start calling retailers or touring homes. Start with local baseline data from the U.S. Census Bureau QuickFacts, then compare estimated ownership paths with Mobile Home Loan Estimator Calculator and nearby search options through New Mexico mobile home dealers. Albuquerque buyers have a wide map to work with. Inside the metro, shoppers often compare city neighborhoods with Rio Rancho, Bernalillo, Los Lunas, Belen, Edgewood, Moriarty, Placitas, and Peralta depending on commute, land availability, utilities, and whether they want a park/community lot or a home-and-land setup. The Albuquerque MSA’s FY 2026 HUD Fair Market Rent is 1464 for a two-bedroom and 2036 for a three-bedroom, which gives renters a practical benchmark when testing whether a manufactured home payment might fit their budget. But do not stop at the sticker price. In Bernalillo County and surrounding Sandoval, Valencia, and Torrance County areas, the real-world number may include site prep, permits, septic or utility connections, skirting, foundation work, delivery distance, and community fees. Albuquerque’s job, education, healthcare, military, and airport access also make the area attractive for buyers who want city convenience without automatically jumping into a traditional site-built home price point. For local lifestyle, events, and area context, the Visit Albuquerque site is a helpful orientation tool. Use Mobile Home Loan Estimator Calculator to model payments, then browse broader New Mexico mobile homes for sale to compare nearby markets before locking in a budget. Homes are selected from active connected dealers in this city or within 60 miles of the market reference point. Proximity does not confirm delivery coverage. ## Local affordability - Median household income: $68,317 - Median home value: $291,500 - Median monthly gross rent: $1,145 - HUD two-bedroom monthly rent benchmark: $1,464 - HUD three-bedroom monthly rent benchmark: $2,036 HUD data year: 2026 Budget estimates are not financing offers. Confirm land, delivery, setup, taxes, insurance, and financing costs separately. - [U.S. Census Bureau QuickFacts - Albuquerque city, New Mexico](https://www.census.gov/quickfacts/fact/table/albuquerquecitynewmexico/PST045224) - [HUD User FY 2026 Fair Market Rent Schedule](https://www.huduser.gov/portal/datasets/fmr/fmr2026/FY2026_FMR_Schedule.pdf) - [U.S. Census Bureau Gazetteer Files](https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html) - [City of Albuquerque Economic Development](https://www.cabq.gov/economicdevelopment) - [Visit Albuquerque](https://www.visitalbuquerque.org/) - [New Mexico Department of Health NM-IBIS County FIPS Codes](https://ibis.doh.nm.gov/resource/NMFIPSNew.html) - [U.S. Census American Community Survey](https://www.census.gov/programs-surveys/acs) Official housing and household data - [HUD Fair Market Rent data](https://www.huduser.gov/portal/datasets/fmr.html) Official federal rent benchmarks ## Public home inventory 0 public homes. This is the full eligible inventory; the HTML hub displays 12 homes per page. No recently verified homes are available in this snapshot. Check the dealer profiles for updates. ## Nearby city hubs - [Santa Fe, NM](https://www.mobilehomey.com/nm/santa-fe/) - [Española, NM](https://www.mobilehomey.com/nm/espanola/) ## Questions and planning ### Are manufactured homes affordable in Albuquerque, New Mexico? Manufactured homes can be an affordable option in Albuquerque compared with some site-built homes, but affordability depends on the home price, loan terms, land or lot rent, taxes, insurance, utilities, setup costs, and your household budget. The calculator is a planning tool, not a loan approval or payment guarantee. ### How does mobile home affordability in Albuquerque compare with renting? Albuquerque’s median gross rent and HUD Fair Market Rent can help renters create a baseline comparison. A manufactured home payment may be lower, similar, or higher than rent once lot rent, land costs, utilities, insurance, taxes, maintenance, and financing are included. ### What extra costs should Albuquerque buyers plan for beyond the manufactured home price? Common added costs may include delivery, installation, foundation or tie-down work, skirting, utility connections, permits, site prep, driveway work, taxes, insurance, maintenance, and either land costs or community lot rent. Local site conditions can change the total budget. ### Do I need land to buy a manufactured home near Albuquerque? Not always. Some buyers place a home in a manufactured home community and pay lot rent, while others pursue a home-and-land setup. Land ownership can add flexibility, but it may also require zoning review, utilities, access, septic or sewer planning, and site preparation. ### Can I get home-and-land financing for a manufactured home in Albuquerque? Home-and-land financing may be available through certain lenders, retailers, credit unions, or government-backed loan programs, but requirements vary. Credit score, income, debt, home type, land status, foundation, and property eligibility can all affect whether a buyer qualifies and what terms are offered. Confirm availability, price, and delivery directly with the dealer before making a purchase decision.