# Mobile homes near Abilene, TX > Local inventory and affordability guide from Mobile Homey. [View city hub](https://www.mobilehomey.com/tx/abilene/) Snapshot: sha256:4f53cda18c2baa0c0354bb5f9a3ecbe5ed12ab4d8e11ba873c2f11161202b945 Published: 2026-10-04T12:00:00+00:00 Inventory checked: No verified inventory ## About this market Abilene, Texas sits in the middle of the Big Country with a housing market that is getting more attention from renters, first-time buyers, military households connected to Dyess Air Force Base, and workers looking for practical monthly costs. That makes a mobile home affordability calculator especially useful here: buyers can compare manufactured home payments, lot rent or land costs, insurance, taxes, utilities, and setup expenses against local rent. The U.S. Census Bureau QuickFacts shows Abilene’s 2024 estimated population at 130,501, median household income at 62,648, median owner-occupied home value at 183,700, and median gross rent at 1,157. Those numbers give shoppers a real local baseline before they start comparing mobile homes, manufactured homes, or land-home possibilities. Use the mobile home affordability calculator to stress-test a monthly budget, then explore Texas manufactured home dealer search paths to see what buying options may fit the Abilene area. Abilene is the anchor market for Taylor County and a regional hub for nearby communities like Clyde, Merkel, Anson, Sweetwater, Cisco, Eastland, Coleman, Ballinger, Brownwood, and Snyder. That matters for manufactured home buyers because the right option may not sit inside the city limits; it may be on the rural edge, in a nearby small town, on private land, or in an existing manufactured home community. Abilene’s location on I-20, plus U.S. 83, U.S. 84, and U.S. 277 access, makes it practical for shoppers comparing commute time with affordability across the Big Country. The Abilene Regional Growth Alliance highlights the city’s role as a 19-county economic hub, which helps explain why housing demand can feel different here than in smaller surrounding towns. Buyers should check zoning, utility access, septic or water requirements, delivery routes, wind-zone requirements, park rules, and whether a lender is financing the home only or a home-and-land package. A lower sticker price does not automatically mean a lower monthly cost, so compare the full setup. Start with the affordability calculator, then review mobile home financing basics before choosing between Abilene, the nearby towns, or a more rural land-home route. Homes are selected from active connected dealers in this city or within 60 miles of the market reference point. Proximity does not confirm delivery coverage. ## Local affordability - Median household income: $62,648 - Median home value: $183,700 - Median monthly gross rent: $1,157 - HUD two-bedroom monthly rent benchmark: $1,276 - HUD three-bedroom monthly rent benchmark: $1,653 HUD data year: 2026 Budget estimates are not financing offers. Confirm land, delivery, setup, taxes, insurance, and financing costs separately. - [U.S. Census Bureau QuickFacts - Abilene city, Texas](https://www.census.gov/quickfacts/fact/table/abilenecitytexas/PST040224) - [HUD USER FY 2026 Fair Market Rent Schedule](https://www.huduser.gov/portal/datasets/fmr.html) - [Abilene Regional Growth Alliance](https://growabilene.com/) - [City of Abilene, Texas](https://abilenetx.gov/) - [U.S. Census Gazetteer and Census geographic identifiers](https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html) - [U.S. Census American Community Survey](https://www.census.gov/programs-surveys/acs) Official housing and household data - [FRED average singlewide home price series](https://fred.stlouisfed.org/series/SPSNSASO) Manufactured housing price benchmark - [FRED average doublewide home price series](https://fred.stlouisfed.org/series/SPDNSASO) Manufactured housing price benchmark ## Public home inventory 0 public homes. This is the full eligible inventory; the HTML hub displays 12 homes per page. No recently verified homes are available in this snapshot. Check the dealer profiles for updates. ## Nearby city hubs - [Wichita Falls, TX](https://www.mobilehomey.com/tx/wichita-falls/) - [Midland, TX](https://www.mobilehomey.com/tx/midland/) - [Fort Worth, TX](https://www.mobilehomey.com/tx/fort-worth/) - [Lubbock, TX](https://www.mobilehomey.com/tx/lubbock/) ## Questions and planning ### Are manufactured homes affordable in Abilene, TX? Manufactured homes can be an affordable option in Abilene compared with many site-built homes, but the full cost depends on the home price, delivery, setup, land or lot rent, taxes, insurance, utilities, and financing terms. Buyers should compare the complete monthly estimate instead of only looking at the advertised home price. ### How does a mobile home payment compare with rent in Abilene? A mobile home payment may be lower than rent for some Abilene households, but it is not guaranteed. Rent comparisons should include loan payment, lot rent or land payment, insurance, property taxes, maintenance, utilities, and any community fees. The calculator helps estimate a realistic side-by-side comparison. ### Do I need land to buy a manufactured home near Abilene? Not always. Some buyers place a home on land they own or plan to buy, while others look for manufactured home communities or leased lots. Around Abilene, shoppers may also compare nearby towns and rural areas, but they should verify zoning, utilities, permits, access, and placement rules before buying. ### Can I finance a manufactured home and land together in Abilene? Some lenders may offer home-and-land financing when the home, land, title, foundation, and borrower qualifications meet program rules. Other loans may finance only the home. Approval, rates, down payment, and loan terms vary, so buyers should compare lenders and confirm requirements early. ### What credit score is needed for a mobile home loan in Abilene? Credit score requirements vary by lender, loan type, down payment, income, debt, land situation, and whether the home is titled as personal property or real estate. A higher credit score can help, but no score guarantees approval or a specific rate. Buyers should ask lenders for current program requirements. Confirm availability, price, and delivery directly with the dealer before making a purchase decision.