# Mobile homes near Amarillo, TX > Local inventory and affordability guide from Mobile Homey. [View city hub](https://www.mobilehomey.com/tx/amarillo/) Snapshot: sha256:4f53cda18c2baa0c0354bb5f9a3ecbe5ed12ab4d8e11ba873c2f11161202b945 Published: 2026-10-04T12:00:00+00:00 Inventory checked: No verified inventory ## About this market Amarillo, TX sits in the middle of the Texas Panhandle, where buyers often look for more space, a manageable monthly budget, and a practical path between renting and owning. That is exactly why a mobile home affordability calculator matters here. The U.S. Census Bureau lists Amarillo’s 2024 population at 203,729, with a 2020–2024 median gross rent of 1,092 and median owner-occupied home value of 196,900, so local shoppers have real numbers to compare before chasing a payment that only looks good on paper. See the Census profile here: U.S. Census QuickFacts for Amarillo. For manufactured homes and mobile homes, the big question is not just “Can I buy?” It is “What does the full monthly picture look like after land, lot rent, delivery, setup, taxes, insurance, and utilities?” Use this Amarillo affordability page as a starting point, then compare options through the manufactured home affordability calculator and browse broader Texas paths at Texas mobile home resources. Amarillo buyers usually compare several different lifestyles at once: in-town neighborhoods near I-40 and I-27, newer edges toward southwest Amarillo and Randall County, and smaller Panhandle markets like Canyon, Bushland, Claude, Panhandle, Borger, Hereford, Dumas, and Pampa. That mix matters for manufactured home shoppers because the land situation can change fast from one location to the next. Some buyers may look at leased-lot communities, while others may compare land/home options outside the core city, where septic, water, electric service, driveway access, wind exposure, and local permitting all need to be checked before assuming a home can be placed. Amarillo also has a strong regional role for health care, agriculture, transportation, education, and services, and the City of Amarillo describes its economic development work around business growth, neighborhood revitalization, and local investment at City of Amarillo Economic Development. For shoppers, the smart move is to compare the payment against rent, then pressure-test the extras. Start with a mobile home loan calculator, then use dealer search options to explore nearby manufactured home sources without assuming every seller serves every address. Homes are selected from active connected dealers in this city or within 60 miles of the market reference point. Proximity does not confirm delivery coverage. ## Local affordability - Median household income: $65,912 - Median home value: $196,900 - Median monthly gross rent: $1,092 - HUD two-bedroom monthly rent benchmark: $1,106 - HUD three-bedroom monthly rent benchmark: $1,503 HUD data year: 2026 Budget estimates are not financing offers. Confirm land, delivery, setup, taxes, insurance, and financing costs separately. - [U.S. Census Bureau QuickFacts - Amarillo city, Texas](https://www.census.gov/quickfacts/fact/table/amarillocitytexas/PST045224) - [HUD User FY 2026 Fair Market Rent Schedule](https://www.huduser.gov/portal/datasets/fmr/fmr2026/FY2026_FMR_Schedule.pdf) - [U.S. Census Gazetteer Files](https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html) - [City of Amarillo Economic Development](https://www.amarillo.gov/economic-development/) - [City of Amarillo Long-Range Plans](https://www.amarillo.gov/planning/long-range-plans/) - [U.S. Census American Community Survey](https://www.census.gov/programs-surveys/acs) Official housing and household data - [HUD Fair Market Rent data](https://www.huduser.gov/portal/datasets/fmr.html) Official federal rent benchmarks - [FRED average singlewide home price series](https://fred.stlouisfed.org/series/SPSNSASO) Manufactured housing price benchmark ## Public home inventory 0 public homes. This is the full eligible inventory; the HTML hub displays 12 homes per page. No recently verified homes are available in this snapshot. Check the dealer profiles for updates. ## Nearby city hubs - [Lubbock, TX](https://www.mobilehomey.com/tx/lubbock/) - [Levelland, TX](https://www.mobilehomey.com/tx/levelland/) ## Questions and planning ### Are manufactured homes affordable in Amarillo, TX? They can be, especially when compared with some site-built home prices, but affordability depends on the home price, land or lot rent, delivery, setup, taxes, insurance, utilities, and financing terms. Amarillo’s Census median gross rent and median home value give buyers useful comparison points, but every budget should be checked with full monthly costs included. ### How should I compare Amarillo rent with a possible mobile home payment? Compare rent against the complete housing payment, not just the advertised home price. A manufactured home budget may include loan payment, lot rent or land payment, property taxes, insurance, utility hookups, maintenance, and community fees. A lower home price does not automatically mean a lower monthly cost. ### Do I need land to buy a mobile home in Amarillo? Not always. Some buyers place a home in a manufactured home community and pay lot rent, while others buy land or pursue a home-and-land package. Around Amarillo, buyers should verify zoning, permits, utility access, driveway requirements, septic or sewer options, and any county or city placement rules before committing. ### Can I finance a manufactured home and land together near Amarillo? Some lenders offer home-and-land financing, but approval, down payment, terms, and eligible property types vary. The land must usually meet lender and local requirements, and the home may need to meet specific installation, title, and foundation standards. Buyers should compare multiple financing options before assuming one structure is available. ### Are mobile home payments always cheaper than rent in Amarillo? No. Mobile home payments can be competitive, but they are not always cheaper than rent once lot rent, insurance, taxes, setup, utilities, and maintenance are included. The safest approach is to compare full monthly ownership costs with current rent and leave room for repairs and changes in insurance, taxes, or utility costs. Confirm availability, price, and delivery directly with the dealer before making a purchase decision.