# Mobile homes near Bonham, TX

> Local inventory and affordability guide from Mobile Homey.

[View city hub](https://www.mobilehomey.com/tx/bonham/)

Snapshot: sha256:1af32f63449f1a8280a531aa012ef47c0383e3686b7b7b17ff499d27c29f433c
Published: 2026-10-04T12:00:00+00:00
Inventory checked: 2026-10-04T12:00:00+00:00

## About this market

Bonham, TX is one of those North Texas markets where affordability still has a fighting chance, especially for buyers who want space without getting swallowed by full Dallas-Fort Worth pricing. The city’s 2024 Census estimate is 11,115 residents, with a median owner-occupied home value of $201,800 and median gross rent of $1,073, which makes payment planning a big deal before shopping for any home. See the latest local numbers from the U.S. Census QuickFacts for Bonham. For home shoppers comparing mobile homes, manufactured homes, modular homes, and land-home possibilities, Bonham can be a practical place to run the numbers before falling in love with a floorplan. The Bonham mobile home affordability calculator helps buyers estimate a possible monthly payment range using home price, down payment, loan term, and other ownership costs. From there, shoppers can shop mobile homes near Bonham and compare what manufactured housing may offer versus renting or chasing higher-priced site-built homes.

Bonham sits in Fannin County, right along the U.S. 82 corridor and near State Highway 121, giving buyers access to Sherman, Denison, McKinney, Paris, and the broader Texoma region without living directly inside the Metroplex grind. The city’s economic development page notes that Bonham is about 60 miles north of Dallas-Fort Worth and roughly 30 minutes east of Sherman’s expanding tech hub, which matters for buyers thinking about commute range, future growth, and long-term affordability. Local context from the City of Bonham Economic Development Corporation also points to downtown revitalization, infrastructure investment, and quality-of-life projects. Manufactured home buyers may also look around nearby areas like Ector, Dodd City, Ravenna, Honey Grove, Leonard, Savoy, Whitewright, and rural Fannin County properties where land availability, road access, septic, water, electric, zoning, and setup requirements can make or break the deal. The smart move is to compare the whole package: home price, land or community lot rent, delivery, foundation, skirting, steps, driveway, permits, utilities, taxes, and insurance. Use the mobile home affordability calculator first, then browse Texas mobile home dealers and nearby markets with a realistic monthly payment target.

Homes are selected from active connected dealers in this city or within 60 miles of the market reference point. Proximity does not confirm delivery coverage.

## Local affordability

- Median household income: $57,681
- Median home value: $201,800
- Median monthly gross rent: $1,073
- HUD two-bedroom monthly rent benchmark: $985
- HUD three-bedroom monthly rent benchmark: $1,370
HUD data year: 2026
Budget estimates are not financing offers. Confirm land, delivery, setup, taxes, insurance, and financing costs separately.
- [U.S. Census Bureau QuickFacts - Bonham city, Texas](https://www.census.gov/quickfacts/fact/table/bonhamcitytexas/PST045224) 
- [HUD USER FY 2026 Fair Market Rent Schedule](https://www.huduser.gov/portal/datasets/fmr/fmr2026/FY2026_FMR_Schedule.pdf) 
- [City of Bonham Economic Development Corporation - About Bonham](https://www.cityofbonham.org/165/ABOUT) 
- [U.S. Census Bureau Gazetteer Files](https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html) 
- [Travelmath - Bonham, TX Latitude and Longitude](https://www.travelmath.com/cities/Bonham%2C%2BTX) 
- [U.S. Census American Community Survey](https://www.census.gov/programs-surveys/acs) Official housing and household data
- [HUD Fair Market Rent data](https://www.huduser.gov/portal/datasets/fmr.html) Official federal rent benchmarks
- [FRED average singlewide home price series](https://fred.stlouisfed.org/series/SPSNSASO) Manufactured housing price benchmark

## Public home inventory

6 public homes. This is the full eligible inventory; the HTML hub displays 12 homes per page.

### New Classic 16x80 32J Singlewide \#21839
- ID: mhupside:f9493e2a-9dfc-49e5-a7e0-973909fa51c5:78f8e740-03be-4f3a-81a5-7a17a05615be
- Status: available
- Dealer: [New Start Homes](https://www.mobilehomey.com/tx/bonham/new-start-homes/)
- Dealer location: Bonham, TX
- Condition: new
- Bedrooms: 3; bathrooms: 2; square feet: 1190
- Price: Contact dealer for pricing
- [Home details](https://www.newstarthomesbonham.com/inventory/legacy-classic-c-1680-32j-21839/)
- [Primary image](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/bonham-inventory-b69a7b7cf2ddaf05be17bb8832b5d618/gallery)
- Source updated: 2026-09-25T14:59:38.119Z

### The Cuatro 18x76
- ID: mhupside:f9493e2a-9dfc-49e5-a7e0-973909fa51c5:2cb63f26-ca76-4d2c-8c51-fb4bf1dce111
- Status: available
- Dealer: [New Start Homes](https://www.mobilehomey.com/tx/bonham/new-start-homes/)
- Dealer location: Bonham, TX
- Condition: new
- Bedrooms: 4; bathrooms: 2; square feet: 1292
- Price: $93,500
- [Home details](https://www.newstarthomesbonham.com/inventory/cuatro-18x76/)
- [Primary image](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/017f3296-733f-4ae6-6525-23f0d2e72d00/gallery)
- [Floorplan](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/a8c7d8ba-3296-4ea6-e18c-4cb3f137f600/gallery)
- Source updated: 2026-09-10T04:32:25.280Z

### The Lakehouse 32x64
- ID: mhupside:f9493e2a-9dfc-49e5-a7e0-973909fa51c5:8043aacd-c3eb-4ab8-afb8-e8b11e3db4a4
- Status: available
- Dealer: [New Start Homes](https://www.mobilehomey.com/tx/bonham/new-start-homes/)
- Dealer location: Bonham, TX
- Condition: new
- Bedrooms: 3; bathrooms: 2; square feet: 1678
- Price: $162,900
- [Home details](https://www.newstarthomesbonham.com/inventory/lakehouse-32x64/)
- [Primary image](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/bbddc7cb-1cad-4ded-f64f-60ca12053500/gallery)
- [Floorplan](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/dc7f994e-0bb7-43c9-2b41-96f3e007f000/gallery)
- Source updated: 2026-09-10T04:32:25.280Z

### The Spirit 16x56
- ID: mhupside:f9493e2a-9dfc-49e5-a7e0-973909fa51c5:ad68fffa-f842-459c-950e-42ff77dd8276
- Status: available
- Dealer: [New Start Homes](https://www.mobilehomey.com/tx/bonham/new-start-homes/)
- Dealer location: Bonham, TX
- Condition: new
- Bedrooms: 2; bathrooms: 2; square feet: 840
- Price: $82,900
- [Home details](https://www.newstarthomesbonham.com/inventory/spirit-16x56/)
- [Primary image](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/859c58ba-f77c-482f-1e84-5a752df11200/gallery)
- [Floorplan](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/a15e33cc-7eb5-4118-d855-963f01fee900/gallery)
- [Virtual tour](https://my.matterport.com/show/?play=1&m=6w2XJimAAvG&brand=0)
- Source updated: 2026-09-10T04:32:25.280Z

### The Blitz 24x66
- ID: mhupside:f9493e2a-9dfc-49e5-a7e0-973909fa51c5:cd028d2f-4207-4895-9829-e889b71e20dd
- Status: available
- Dealer: [New Start Homes](https://www.mobilehomey.com/tx/bonham/new-start-homes/)
- Dealer location: Bonham, TX
- Condition: new
- Bedrooms: 3; bathrooms: 2; square feet: 1500
- Price: $127,900
- [Home details](https://www.newstarthomesbonham.com/inventory/blitz-24x66/)
- [Primary image](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/779fa9fa-7354-4296-ef50-6f43eedf2f00/gallery)
- [Floorplan](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/d81e2ad6-1fb2-43f4-e63b-6a96f2383000/gallery)
- Source updated: 2026-09-10T04:32:25.280Z

### The Colossal Ultrawide 18x80
- ID: mhupside:f9493e2a-9dfc-49e5-a7e0-973909fa51c5:ecca959d-f8e5-4c25-8191-53be996a9112
- Status: available
- Dealer: [New Start Homes](https://www.mobilehomey.com/tx/bonham/new-start-homes/)
- Dealer location: Bonham, TX
- Condition: new
- Bedrooms: 3; bathrooms: 2; square feet: 1400
- Price: $101,900
- [Home details](https://www.newstarthomesbonham.com/inventory/colossal-ultrawide-18x80/)
- [Primary image](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/2a892c92-cb47-4c95-2a28-35a8526c7400/gallery)
- [Floorplan](https://imagedelivery.net/GRZXwUIPZ5vX6s3srqacgQ/6967a210-9c8d-4228-271c-449fbbe3b700/gallery)
- [Virtual tour](https://my.matterport.com/show/?m=v1RpvACGN1F&brand=0)
- Source updated: 2026-09-10T04:32:25.280Z

## Nearby city hubs

- [Sherman, TX](https://www.mobilehomey.com/tx/sherman/)
- [Durant, OK](https://www.mobilehomey.com/ok/durant/)
- [Dallas, TX](https://www.mobilehomey.com/tx/dallas/)
- [Fort Worth, TX](https://www.mobilehomey.com/tx/fort-worth/)
- [Tyler, TX](https://www.mobilehomey.com/tx/tyler/)

## Questions and planning

### How much mobile home can I afford in Bonham, TX?
Start with your monthly budget, estimated down payment, credit profile, current debts, land or lot rent plans, taxes, insurance, and setup costs. A mobile home affordability calculator can help estimate a possible payment range, but a lender or dealer will need to review your full situation before giving real financing numbers.
### Are manufactured homes affordable in Bonham?
Manufactured homes can be an affordable option in Bonham because they may offer a lower starting home price than many site-built homes. Final affordability depends on the home, land situation, delivery, setup, utility connections, insurance, taxes, and financing terms.
### What costs should I include besides the mobile home price in Bonham?
Include delivery, setup, foundation, skirting, steps, utility hookups, driveway work, permits, taxes, insurance, land costs or lot rent, septic or sewer needs, water access, and any selected upgrades. The home price is only one part of the total payment picture.
### Can I compare rent with a manufactured home payment in Bonham?
Yes. Compare your rent against a full estimated manufactured home payment that includes the home loan, land payment or lot rent, taxes, insurance, utilities, maintenance, and setup-related costs. That gives you a more realistic rent-versus-ownership comparison.
### Do I need land to buy a mobile home in Bonham?
Not always. Some buyers place a manufactured home on land they own or purchase, while others look at manufactured home communities where lot rent may apply. Before buying land, confirm zoning, access, utilities, floodplain concerns, and whether the property allows the home type you want.
### Can I finance a manufactured home and land together in Bonham?
In some cases, yes. Certain lenders offer land-home financing when the home, land, foundation, and site improvements meet program requirements. Availability depends on the property, home type, borrower profile, income, credit, and lender guidelines.
### What credit score do I need to buy a mobile home in Bonham?
Credit score requirements vary by lender, loan type, home type, land situation, and down payment. Some programs may be more flexible than others, but stronger credit may improve available options. Ask lenders what they require before assuming you qualify or do not qualify.
### Are mobile home payments always cheaper than rent in Bonham?
No. A manufactured home payment can be lower than rent in some cases, but not always. The comparison depends on home price, loan terms, interest rate, down payment, taxes, insurance, land payment or lot rent, setup costs, and maintenance.

Confirm availability, price, and delivery directly with the dealer before making a purchase decision.