# Mobile homes near Wichita Falls, TX > Local inventory and affordability guide from Mobile Homey. [View city hub](https://www.mobilehomey.com/tx/wichita-falls/) Snapshot: sha256:4f53cda18c2baa0c0354bb5f9a3ecbe5ed12ab4d8e11ba873c2f11161202b945 Published: 2026-10-04T12:00:00+00:00 Inventory checked: No verified inventory ## About this market Wichita Falls, TX sits in a useful affordability pocket for manufactured home shoppers: big enough to have jobs, schools, shopping, medical services, and Sheppard Air Force Base influence, but still priced well below many larger Texas metros. The U.S. Census Bureau lists Wichita Falls with a 2024 population estimate of 102,372, a median household income of 60,177, a median owner-occupied home value of 156,800, and median gross rent of 1,022, which gives buyers a real local baseline to compare against. A mobile home affordability calculator helps turn those numbers into a practical monthly-payment conversation by letting shoppers test home price, down payment, loan term, taxes, insurance, lot rent, utilities, and setup costs before getting too deep into a purchase path. For local data, start with U.S. Census QuickFacts for Wichita Falls, then use MobileHomey tools like the mobile home affordability calculator and manufactured home loan resources to compare what renting, buying a home-only unit, or exploring a home-and-land setup could look like in Wichita County. Wichita Falls is the main housing hub for a wide North Texas trade area, so shoppers often compare local options with Burkburnett, Iowa Park, Electra, Henrietta, Vernon, Seymour, Jacksboro, Bowie, Graham, and even Decatur depending on commute, land availability, school preferences, and family connections. Buyers looking at manufactured homes around Wichita County should pay close attention to whether they are pricing a home in a land-lease community, a home to place on private land, or a full land-and-home package. Those paths can feel very different once delivery, installation, skirting, utility taps, driveway work, permits, septic or water access, insurance, and property taxes are included. The city’s local context matters, too: Wichita Falls has a short average commute compared with many Texas markets, strong regional services, and access to parks, trails, events, and downtown amenities. The Wichita Falls Chamber community profile is a helpful local starting point for relocation and economic context. Before comparing payment estimates, buyers can use mobile home value guidance and mobile home lot rent resources to avoid the classic mistake: looking only at the sticker price and missing the monthly costs that actually decide affordability. Homes are selected from active connected dealers in this city or within 60 miles of the market reference point. Proximity does not confirm delivery coverage. ## Local affordability - Median household income: $60,177 - Median home value: $156,800 - Median monthly gross rent: $1,022 - HUD two-bedroom monthly rent benchmark: $1,136 - HUD three-bedroom monthly rent benchmark: $1,553 HUD data year: 2026 Budget estimates are not financing offers. Confirm land, delivery, setup, taxes, insurance, and financing costs separately. - [U.S. Census Bureau QuickFacts - Wichita Falls city, Texas](https://www.census.gov/quickfacts/fact/table/wichitafallscitytexas/PST045224) - [HUD User FY 2026 Fair Market Rent Schedule](https://www.huduser.gov/portal/datasets/fmr/fmr2026/FY2026_FMR_Schedule.pdf) - [City of Wichita Falls Official Website](https://www.wichitafallstx.gov/) - [Wichita Falls Chamber of Commerce Community Profile](https://www.wichitafallschamber.com/community-profile) - [U.S. Census Gazetteer / Census geographies reference](https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html) - [Wichita County, Texas](https://wichitacountytx.com/) - [U.S. Census American Community Survey](https://www.census.gov/programs-surveys/acs) Official housing and household data - [HUD Fair Market Rent data](https://www.huduser.gov/portal/datasets/fmr.html) Official federal rent benchmarks ## Public home inventory 0 public homes. This is the full eligible inventory; the HTML hub displays 12 homes per page. No recently verified homes are available in this snapshot. Check the dealer profiles for updates. ## Nearby city hubs - [Lawton, OK](https://www.mobilehomey.com/ok/lawton/) - [Fort Worth, TX](https://www.mobilehomey.com/tx/fort-worth/) - [Sherman, TX](https://www.mobilehomey.com/tx/sherman/) - [Durant, OK](https://www.mobilehomey.com/ok/durant/) - [Oklahoma City, OK](https://www.mobilehomey.com/ok/oklahoma-city/) ## Questions and planning ### Are manufactured homes affordable in Wichita Falls, TX? Manufactured homes can be an affordable option in Wichita Falls compared with many site-built homes, especially when buyers compare the full monthly cost against local rent and home values. Affordability still depends on the home price, financing terms, land or lot rent, setup costs, taxes, insurance, utilities, and the buyer’s income and credit profile. ### How should I compare rent with a possible mobile home payment in Wichita Falls? Start with local rent as a baseline, then compare it with a complete manufactured home estimate that includes the home payment, insurance, taxes, lot rent or land payment, utilities, maintenance, and any setup-related costs. A lower home payment alone does not always mean the total monthly cost will be lower than renting. ### What extra costs should Wichita Falls buyers plan for beyond the mobile home price? Common extra costs may include delivery, installation, foundation or anchoring, skirting, steps, utility connections, permits, inspections, insurance, taxes, land improvements, driveway work, and ongoing maintenance. Buyers in rural edges around Wichita County should also verify water, septic, electric access, zoning, and road access before assuming a site is ready. ### Do I need land to buy a manufactured home in Wichita Falls? Not always. Some buyers place a home in a land-lease community, some buy a home for private land they already own, and others explore land-and-home financing. Each option has different costs and requirements, so it is important to compare lot rent, land payments, installation costs, and long-term plans before choosing a path. ### Can I get home-and-land financing or buy with imperfect credit in Wichita Falls? Some lenders offer manufactured home loans, including home-only and land-and-home options, but approval, rates, down payment, and terms depend on the lender, the home, the land situation, income, credit history, debt, and documentation. Buyers should compare lenders carefully and avoid assuming that any payment estimate guarantees approval or savings. Confirm availability, price, and delivery directly with the dealer before making a purchase decision.